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 Our preferred lenders have a wealth of knowledge in home mortgages. Now you can put this experience to work for you. 

Blue Ridge Bank, N.A. has a ton of investors we use to get approvals through, especially for first time buyers!


Blue Ridge Bank, N.A. is a smaller community bank, meaning that we have the investors that work with the lower to mid credit score buyers & offer 100% no money down, FHA,VA,USDA & New Construction. NC Housing down payment assistance programs are available as well for buyers with a credit score of 640.


FHA loans- credit score requirement- 600 (with good trade line history)

VA loans- credit score requirement- low as 580 (with good trade line history)

USDA loans- 640 (no exceptions)

NC Housing- Down Payment Assistance requires a 640 credit score- no exceptions

Steven Vick

Sr. Mortgage Loan Consultant

AnnieMac Home Mortgage strives to provide you with the highest-level of expertise and customer service. Our Licensed Mortgage Loan Originators will make certain that your experience is as straightforward and comfortable as possible. We pride ourselves in being able to provide you with personalized loan options that work best with your individual situation. And, that’s just the beginning of our service...

With over 50 years of experience, our staff strives to offer you prompt, responsive and professional service. We are dedicated to delivering you with the services designed to improve your financial security and future…it is this dedication that our foundation was built upon.

Nancy Mullens

Loan Partner II

Please feel free to contact any or all of these lenders to inquire about interest rates, mortgage programs, credit counseling or to start the application process!

113 Indian Trail Road North | Suite 255  |  Indian Trail, NC 28079


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